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Health Is Wealth

We’ve been hearing the statement “Health is wealth” since our childhood. However, not all of us are acquainted with its literal meaning. It means that no matter how wealthy you are, if we are not healthy, there is nothing we can cherish in life.

Daily Exercise Saves Life

Exercise saves life and its one important aspect of life, you must not toil with, because it saves you from millions of diseases and health conditions.

Early to bed and early to rise, makes a man healthy wealthy and wise

Health is a state of complete harmony of the body, mind and spirit. When one is free from physical disabilities and mental distractions, the gates of the soul open.

Physical exercise

We know the proverb, “A sound mind in a sound body”. In order to keep the body healthy, we need to keep the mind sound. Physical exercises keep us fit. There are different kinds of physical exercises. We may walk a kilometer or two every day. We may take some yogic exercises. At the same, games and sports are very useful for health.

Value and importance of sports

The great virtue of sports teaches everybody to acquire the will to win. If anyone knows how to acquire any will, he will succeed in every aspect of life. Life is full of struggle that has been started since the creation of the world. However, a constant and prominent fight must help the fighter to overcome every difficulty against any obstacle.

Saturday, 20 August 2016

26 Weight Loss Tips That Are Actually Evidence-Based

People are being advised to do all sorts of crazy things, most of which have no evidence behind them.

Over the years, however, scientists have found a number of strategies that seem to be effective.

Here are 26 weight loss tips that are actually evidence-based.

1. Drink Water, Especially Before Meals
It is often claimed that drinking water can help with weight loss, and this is true.

Drinking water can boost metabolism by 24-30% over a period of 1-1.5 hours, helping you burn off a few more calories.

One study showed that drinking a half liter (17 oz) of water about a half an hour before meals helped dieters eat fewer calories and lose 44% more weight.

2. Eat Eggs For Breakfast
Eating whole eggs can have all sorts of benefits, including helping you lose weight.

Studies show that replacing a grain-based breakfast with eggs can help you eat fewer calories for the next 36 hours, and lose more weight and more body fat.

If you can’t eat eggs for some reason, then that’s fine. Any source of quality protein for breakfast should do the trick.

 
3. Drink Coffee (Preferably Black)
Coffee has been unfairly demonized. Quality coffee is loaded with antioxidants, and can have numerous health benefits.

Studies show that the caffeine in coffee can boost metabolism by 3-11%, and increase fat burning by up to 10-29%.

Just make sure NOT to add a bunch of sugar or other high-calorie ingredients to it. That will completely negate any benefit you get from the coffee.

4. Drink Green Tea
Like coffee, green tea also has many benefits, one of them being weight loss.

Green tea contains small amounts of caffeine, but it is also loaded with powerful antioxidants called catechins, which are also believed to work synergistically with the caffeine to enhance fat burning.

Although the evidence is mixed, there are many studies showing that green tea (either as a beverage or a green tea extract supplement) can help you lose weight.

5. Cook With Coconut Oil
Coconut oil is very healthy. It is high in special fats called medium chain triglycerides, which are metabolized differently than other fats.

These fats have been shown to boost metabolism by 120 calories per day, and also reduce your appetite so that you eat up to 256 fewer calories per day.

Keep in mind that this is not about adding coconut oil on top of what you’re already eating, it is about replacing some of your current cooking fats with coconut oil.
6. Take a Glucomannan Supplement
A fiber called glucomannan has been shown to cause weight loss in several studies.

This is a type of fiber that absorbs water and “sits” in your gut for a while, making you feel more full and helping you eat fewer calories.

Studies have shown that people who supplement with glucomannan lose a bit more weight than those who don’t.

7. Cut Back on Added Sugar
Added sugar is the single worst ingredient in the modern diet, and most people are eating way too much of it.

Studies show that sugar (and high fructose corn syrup) consumption is strongly associated with the risk of obesity, as well as diseases like type 2 diabetes, heart disease and others.

If you want to lose weight, you should be cutting back on added sugars. Just make sure to read labels, because even so-called health foods can be loaded with sugar.

8. Eat Less Refined Carbs
Refined carbohydrates are usually sugar, or grains that have been stripped of their fibrous, nutritious parts (includes white bread and pasta).

Studies show that refined carbs can spike blood sugar rapidly, leading to hunger, cravings and increased food intake a few hours later. Eating refined carbs is strongly linked to obesity.

If you’re going to eat carbs, make sure to eat them with their natural fiber.\

 
9. Go on a Low Carb Diet
If you want to get all the benefits of carb restriction, then consider taking this all the way and going on a low carb diet.

Numerous studies show that such a diet (or “way of eating”) can help you lose 2-3 times as much weight as a standard low-fat diet, while improving your health at the same time.

10. Use Smaller Plates
Using smaller plates has been shown to help people automatically eat fewer calories in some studies. Weird trick, but it seems to work.

11. Exercise Portion Control or Count Calories
Portion control (eating less) or counting calories can be very useful, for obvious reasons.

There are also studies showing that keeping a food diary and writing down what you eat, or taking pictures of all your meals, can help you lose weight.

Anything that increases your awareness of what you are eating is likely to be useful.

12. Keep Healthy Food Around in Case You Get Hungry
Keeping healthy food close by can help prevent you from eating something unhealthy if you become excessively hungry.

A few snacks that are easily portable and simple to prepare include whole fruits, a handful of nuts, baby carrots, yogurt and a hardboiled egg (or two).

13. Brush Your Teeth After Dinner
Although I’m not aware of any studies on this, many people recommend brushing your teeth and/or flossing right after dinner. Then you won’t be as tempted to have a late-night snack.

14. Eat Spicy Foods
Spicy foods like Cayenne pepper contain Capsaicin, a compound that can boost metabolism and reduce your appetite slightly.

15. Do Aerobic Exercise
Doing aerobic exercise (cardio) is an excellent way to burn calories and improve your physical and mental health.

It appears to be particularly effective to lose belly fat, the unhealthy fat that tends to build up around your organs and cause metabolic disease.

16. Lift Weights
One of the worst side effects of dieting, is that it tends to cause muscle loss and metabolic slowdown, often referred to as starvation mode.

The best way to prevent this from happening is to do some sort of resistance exercise, like lifting weights. Studies show that weight lifting can help keep your metabolism high, and prevent you from losing precious muscle mass.

Of course, it’s not just important to lose fat. You also want to make sure that what is beneath looks good. Doing some sort of resistance exercise is critical for that.

17. Eat More Fiber
Fiber is often recommended for the purpose of weight loss. Although the evidence is mixed, some studies show that fiber (especially viscous fiber) can increase satiety and help you control your weight over the long term.

18. Eat More Vegetables and Fruits
Vegetables and fruits have several properties that make them effective for weight loss.

They contain few calories, but a lot of fiber. They are also rich in water, which gives them a low energy density. They also take a while to chew, and are very filling.

Studies show that people who eat vegetables and fruits tend to weigh less. These foods are also super healthy and nutritious, so eating them is important for all sorts of reasons.

19. Chew More Slowly
It can take a while for the brain to “register” that you’ve had enough to eat. Some studies show that chewing more slowly can help you eat fewer calories and increase the production of hormones linked to weight loss.

20. Get Good Sleep
Sleep is highly underrated, but it may be just as important as eating healthy and exercising.

Studies show that poor sleep is one of the strongest risk factors for obesity, being linked to an 89% increased risk of obesity in children, and 55% in adults.

21. Beat Your Food Addiction
A recent 2014 study of 196,211 individuals found that 19.9% of people fulfil the criteria for food addiction.

If you suffer from overpowering cravings and can’t seem to get your eating under control no matter how hard you try, then you may be a food addict.

In this case, get help. Trying to lose weight without dealing with this problem first is next to impossible.

22. Eat More Protein
Protein is the single most important nutrient when it comes to losing weight.

Eating a high protein diet has been shown to boost metabolism by 80 to 100 calories per day, while helping you feel so satiated that you eat up to 441 fewer calories per day.

One study also showed that protein at 25% of calories reduced obsessive thoughts about food by 60%, while cutting the desire for late night snacking in half.

This is the single most important tip in the article.

Simply adding protein to your diet (without restricting anything) is one of the easiest, most effective and most delicious ways to lose weight.

23. Supplement With Whey Protein
If you struggle to get enough protein in your diet, taking a supplement can help.

One study showed that replacing part of your calories with whey protein can cause weight loss of about 8 pounds, while increasing lean muscle mass.

24. Don’t Drink Calories, Including Sugary Soda and Fruit Juices
Sugar is bad, but sugar in liquid form is even worse. Studies show that liquid sugar calories may be the single most fattening aspect of the modern diet.

For example, one study showed that sugar-sweetened beverages are linked to a 60% increased risk of obesity in children, for each daily serving.

Keep in mind that this applies to fruit juice as well, which contains a similar amount of sugar as a soft drink like coke. Eat whole fruit, but use fruit juice with caution (or avoid it altogether).

25. Eat Whole, Single Ingredient Foods (Real Food)
If you want to be a leaner, healthier person, then one of the best things you can do for yourself is to eat whole, single ingredient foods.

These foods are naturally filling, and it’s very difficult to gain weight if the majority of your diet is based around them.

Keep in mind that real food doesn’t need a long list of ingredients, because real food IS the ingredient.

Here is a list of the 20 most weight loss-friendly foods on earth.
26. Don’t “Diet”, Eat Healthy Instead

One of the biggest problems with “diets,” is that they almost never work in the long term.

If anything, people who “diet” tend to gain more weight over time, and studies show that dieting is a consistent predictor of future weight gain.

Instead of going on a diet, make it your goal to become a healthier, happier and fitter person. Focus on nourishing your body, instead of depriving it.

Weight loss should follow as a natural side effect.

6 Ways to Boost Women's Health

6 Ways to Boost Women's Health

Women's health concerns are a little different from those of men. If you're a woman, these tips will soon have you feeling fit and energetic.

To look and feel your best at every age, it’s important to make smart lifestyle and health choices. Here are six simple things that women can do every day (or with regularity) to ensure good health:

Health Tip #1: Eat a healthy diet. “You want to eat as close to a natural foods diet as you can,” says Donald Novey, MD, an integrative medicine physician with the Advocate Medical Group in Park Ridge, Ill. That means a variety of fresh fruits and vegetables and fewer processed foods. Eat whole grains and high-fiber foods and choose leaner cuts of meat, fish, and poultry. Include low-fat dairy products in your diet as well — depending on your age, you need between 800 and 1,500 milligrams of calcium daily to help avoid osteoporosis, Dr. Novey says. Avoid foods and beverages that are high in calories, sugar, salt, and fat.

Healthy eating will help you maintain a proper weight for your height, which is important because being overweight can lead to a number of illnesses. Looking for a healthy snack? Try some raw vegetables, such as celery, carrots, broccoli, cucumbers, or zucchini with dip made from low-fat yogurt.

If you’re not getting enough vitamins and nutrients in your diet, you might want to take a multivitamin and a calcium supplement to make sure you’re maintaining good health.

Health Tip #2: Exercise. Heart disease is the leading cause of death among women in America, but plenty of exercise can help keep your heart healthy. You want to exercise at least 30 minutes a day, five days a week, if not every day. Aerobic exercises (walking, swimming, jogging, bicycling, dancing) are good for women’s health in general and especially for your heart, says Sabrena Merrill, MS, of Lawrence, Kan., a certified personal trainer and group fitness instructor and a spokeswoman for the American Council on Exercise.

Health Tip #3: Avoid risky habits. Stay away from cigarettes and people who smoke. Don’t use drugs. If you drink alcohol, do so in moderation. Most women’s health studies show that women can safely consume one drink a day. A drink is considered to be about 12 to 14 grams of alcohol, which is equal to 12 ounces of beer (4.5 percent alcohol); 5 ounces of wine (12.9 percent alcohol); or 1.5 ounces of spirits (hard liquor such as gin or whiskey, 80-proof).

Health Tip #4: Manage stress. No matter what stage of her life — daughter, mother, grandmother — a woman often wears many hats and deals with a lot of pressure and stress. “Take a few minutes every day just to relax and get your perspective back again,” Novey says. “It doesn’t take long, and mental health is important to your physical well-being.” You also can manage stress with exercise, relaxation techniques, or meditation.

Health Tip #5: Sun safely. Excessive exposure to the sun’s harmful rays can cause skin cancer, which can be deadly. To protect against skin cancer, wear sunscreen with a sun protection factor (SPF) of at least 15 if you are going to be outdoors for more than a few minutes. Even if you wear sunscreen faithfully, you should check regularly for signs of skin cancer. Warning signs include any changes in the size, shape, color, or feel of birthmarks, moles, or freckles, or new, enlarging, pigmented, or red skin areas. If you spot any changes or you find you have sores that are not healing, consult your doctor.

Health Tip #6: Check for breast cancer. The American Cancer Society no longer recommends monthly breast self-exams for women. However, it still suggests them as “an option” for women, starting in their 20s. You should be on the lookout for any changes in your breasts and report any concerns to your doctor. All women 40 and older should get a yearly mammogram as a mammogram is the most effective way of detecting cancer in its earliest stages, when it is most treatable.

A woman’s health needs change as she ages, but the basics of women’s health remain the same. If you follow these six simple healthy living tips, you will improve your quality of life for years to come.

Learn more in the Everyday Health Healthy Living Center.

Top 10 Health Tips for Women

Want a cheat sheet for healthy living? Our expert serves up her pointers.
Let's face it, ladies: Doctor Visits are short. And they're getting shorter. What if your doctor had more time? She might tell you the same things that OB-GYN Alyssa Dweck, MD, co-author of V Is for Vagina, wants you to know.

Consider Dweck's tips your prescription for a lifetime of wellness.
1. Zap your stress.
"The biggest issue I see in most of my patients is that they have too much on their plates and want to juggle it all. Stress can have significant health consequences, from infertility to higher risks of depression, anxiety, and heart disease. Find the stress-reduction method that works for you and stick with it."

2. Stop dieting.
"Eating healthy doesn't mean you have to forgo your favorite glass of wine or a piece of chocolate cake now and then. The key is moderation. Get a mix of lean proteins, healthy fats, smart carbs, and fiber."

3. Don't “OD” on calcium.
"Too much absorbed calcium can increase the risk of kidney stones and may even increase the risk of heart disease. If you're under 50, shoot for 1,000 milligrams per day, while over-50 women should be getting 1,200 milligrams per day mainly through diet -- about three servings of calcium-rich foods such as milk, salmon, and almonds."

4. Do more than cardio.
"Women need a mix of cardio and resistance or weight-bearing exercise at least three to five times a week to help prevent osteoporosis, heart disease, cancer, and diabetes. Exercise also promotes good self-image, which is really important to a woman's mental health."

5. Think about fertility.
"While many women have no problem getting pregnant in their late 30s and even into their early 40s, a woman's fertility may start to decline as early as 32. So if you want to have kids, talk to your doctor about options, like freezing your eggs."

6. Appreciate birth control.
"Birth control gets a bad rap, but not only can it keep you from getting pregnant before you're ready, studies show it can lower the risk of uterine and ovarian cancer as well as regulate your cycle."

7. See your doctor every year.
Make sure you get a Pap test to check for cervical cancer every 3 years if you are 21 or older. If you are 30-65, you can get both a Pap test and HPV test every 5 years. Older than that, you may be able to stop testing if your doctor says you are low risk. If you are sexually active and have a higher risk for STDs, get tests for chlamydia, gonorrhea, and syphilis yearly. Take an HIV test at least once, more frequently if you’re at risk. Don't skip your yearly checkup. Your doctor needs to annually assess many other issues such as potential infection, your need for contraception, and sexual complaints."

8. Have good sex.
"Sex reduces stress and may lower the risk of chronic disease -- but only if you enjoy it. If anything prevents you from sexual fulfillment, such as dryness or pain, talk to your doctor to find a solution."

9. Get more sleep.
"Sleep needs differ, but if you have trouble getting out of bed, tire easily, or have trouble concentrating, you likely aren't getting enough. Recent studies suggest this can put you at greater risk of heart disease and psychological problems."

10. Consider genetic testing.
"Doctors can now screen people with a family history of breast cancer, ovarian cancer, and chronic diseases to assess their risk -- and then consider preventive measures. Talk to your doctor."

Friday, 19 August 2016

Breast Cancer Today



Breast Cancer Today
Breast cancer isn’t what it was 20 years ago. Survival rates are climbing, thanks to greater awareness, more early detection, and advances in treatment. For roughly 200,000 Americans who are diagnosed with breast cancer each year, there are plenty of reasons to be hopeful.

Breast Cancer Symptoms
Breast cancer often has no symptoms, but you may notice something you want the doctor to check. Keep an eye out for:

    A painless lump in the breast
    Changes in breast size or shape
    Swelling in the armpit
    Nipple changes or discharge

Breast pain can also be a symptom of cancer, but this isn’t common.

Signs of Inflammatory Breast Cancer
This rare, fast-growing type rarely causes a distinct lump. Instead, breast skin can become thick, red, and look pitted, like an orange peel. The area might also feel warm or tender and have small bumps that look like a rash.

Mammograms
The earlier you find the disease, the easier it is to treat. Mammograms, an X-ray of the breast, can show tumors before they get large enough to feel. The American Cancer Society says women with an average risk level should get a yearly mammogram beginning at age 45. Continue them as long as you’re in good health. The U.S. Preventive Services Task Force says until you’re 50 you should talk to your doctor about your need for testing. After that, get a mammogram every 2 years from age 50 to 74. You don’t have to stop at 75; the group just doesn’t assess the pros and cons. You can work it out with your doctor.

Ultrasound and MRI
Your doctor may order an extra test that takes pictures of the inside of your body. A breast ultrasound can help find cysts, fluid-filled sacs that aren’t cancer. You might get an MRI along with a mammogram as part of your routine testing if you have a higher risk of breast cancer.

Self-Exams
For years, doctors told women to check their own breasts once a month. But studies suggest these exams play a very small role in finding cancer compared to other testing methods. The current thinking is that it’s more important to know your breasts and be aware of any changes, rather than checking them on a regular schedule. If you want to do a self-exam, go over the technique with your doctor.

What If You Find a Lump?
First, don’t panic. Eighty percent of breast lumps aren’t cancerous. They often turn out to be harmless cysts or tissue changes related to your menstrual cycle. But let your doctor know right away if you find anything unusual in your breast. If it is cancer, the earlier it’s found, the better. And if it isn’t, testing can give you peace of mind.

Breast Biopsy
The only sure way to know a lump is cancer is to do a biopsy. This means removing a sample of the lump so it can be examined in the lab. Your doctor may be able to do this with a small needle. But you might need surgery to take part of or the entire lump for testing. The results will show whether it’s cancer, and if so, what type. There are several forms of breast cancer, and treatments are carefully matched to each type.

Hormone-Sensitive Breast Cancer
Some types of breast cancer are fueled by the hormones estrogen or progesterone. Your doctor will call these receptors -- they’re proteins that pick up signals from the hormone that tell cells to grow. A biopsy can show if a tumor has receptors for estrogen (it’s ER-positive) and progesterone (it’s PR-positive). About 2 out of 3 breast cancers are hormone sensitive. There are several medications that keep the hormones from causing further cancer growth.

The image shows a molecular model of an estrogen receptor.
Woman putting on earrings
Illustration Of Breast Cancer
Skin Showing Inflammatory Breast Cancer
Woman Getting A Mammogram
Woman Having Ultrasound On Breast
Woman Doing Self Breast Exam
Mammogram Of Breast
Ilustration Of Breast Biopsy
Molecular Model Of Estrogen Receptor
HER2 Positive Breast Cancer
Illustration Of Breast Cancer Stages
Breast Cancer Survivor Swimming
Lumpectomy and Mastectomy
Treating Breast Cancer With Radiation
Breast Cancer Patient In Wheelchair
Woman Taking Hormone Pill
Target Drug For Breast Cancer
Women Talking and Having Tea
Illustration of Breast Reconstruction
Woman Applying Breast Form
Breast Cancer Survivors
DNA Sample Sheets
Older Women Running On Beach
Lab Technician Studying Sample

    Psoriasis
    Rheumatoid Arthritis
    Foods for Focus
    Multiple Sclerosis
    Attention Killers
Cancer

HER2-Positive Breast Cancer
In about 20% of patients, breast cancer cells have too much of a protein called HER2/neu. This type is known as HER2-positive, and it tends to spread faster than other forms It’s important to know whether a tumor is HER2-positive, because there are special treatments for this type of cancer.

A HER2-positive cell is illustrated here. Growth signals that are not normal are shown in green.

Breast Cancer Stages
If breast cancer is the diagnosis, the next step is to figure out how big the tumor is and how much of your body it affects. This process is called staging. Doctors use stages 0-IV to describe whether cancer is only in the breast, or if it has moved into nearby lymph nodes or spread to other organs, like the lungs. Knowing the stage and type of breast cancer will help your health care team create a treatment plan.

Survival Rates
The odds of beating breast cancer are strongly tied to how early you find it. The American Cancer Society says 100%  of women with stage I breast cancer live at least 5 years, and many women in this group remain cancer-free for good. The more advanced the cancer, the lower this figure becomes. By Stage IV, the 5-year survival rate drops to 22%. But these rates will rise as more effective treatments are found.

Breast Cancer Surgery
There are many types of breast cancer surgery, from taking out the area around the lump (lumpectomy or breast-conserving surgery) to removing the entire breast (mastectomy.) Talk about the pros and cons of each with your doctor to decide what’s right for you.

Radiation Therapy
This treatment kills cancer cells with high-energy rays. It may be used after breast cancer surgery to wipe out any cancer cells that remain near the tumor site. It might be paired with chemotherapy to treat cancer that has spread to other body parts. Side effects include fatigue and swelling or a sunburn-like feeling where you were treated.

Chemotherapy
This treatment uses drugs to kill cancer cells anywhere in the body. They’re often given by IV, but they can be taken by mouth or a shot. You might have it before surgery to shrink a large tumor or after to lower the odds of your cancer coming back. In women with advanced breast cancer, chemo can help control the cancer’s growth. Side effects may include hair loss, nausea, fatigue, and a higher risk of infection.

Hormone Therapy
This is for women with ER-positive or PR-positive breast cancer. These cancers grow faster in response to the hormones estrogen or progesterone. Hormone therapy can block this effect. It might be used after surgery to help keep the cancer from coming back. Doctors sometimes give it to women with high risk factors to reduce the chances of getting breast cancer.

Targeted Treatments
These newer drugs pinpoint specific things inside cancer cells. For example, women with HER2-positive breast cancer have too much of a protein called HER2. Targeted therapies can stop this protein from making cancer cells grow. These drugs are often used along with chemo because they tend to have milder side effects.

Life after Diagnosis
There’s no doubt that cancer is a life-changing experience. The treatments can wear you out. You may have trouble managing daily chores, work, or social outings. This can make you feel isolated. It’s crucial to reach out to friends and family for support. They may be able to go with you to treatments, help out with chores, or just remind you that you aren't alone. Many people choose to join a support group, either near them or online.

Breast Reconstruction
Many women who have a breast removed choose to get reconstructive surgery. This replaces the skin, nipple, and breast tissue that are lost during a mastectomy. It can be done with a breast implant or with tissue from somewhere else in your body, like your tummy. Some women start the process right after their mastectomy. But you can also get it months or years later.

Breast Forms
Instead of reconstruction, you can be fitted for a breast form. This is a breast-shaped prosthesis that fits inside your bra. Wearing one allows you to have a balanced look when you’re dressed. Like the surgery, breast forms are often covered by insurance.

Breast Cancer: Why Me?
The most obvious risk factor for breast cancer is being a woman. Men get the disease, too, but it’s about 100 times more common in women. Other things that make it more likely include being over age 55 or having a close relative who had the disease. Still, up to 80% of women with breast cancer have no family history of the illness.

Breast Cancer Genes
Some women have a high risk of breast cancer because they got changes, or mutations, in certain genes at birth. The genes most often involved in breast cancer are known as BRCA1 and BRCA2. Women with mutations in these genes have a higher chance of getting breast cancer at some point in life than those who don’t. Other genes may be linked to breast cancer risk as well.

Reducing Your Risks for Breast Cancer
Women who breast feed their children for the normal length of time (6 months exclusively and up to 2 years or beyond partially) can reduce their risk of breast cancer by 25%. You can also reduce your risk by maintaining a low BMI and by getting exercise. You should also cut back on the amount of alcohol you drink. Birth control pills and some forms of hormone therapy after menopause can boost the odds. But the risk seems to go back to normal after you stop these medications. Good lifestyle choices can help survivors, too. Research says physical activity can lower the chances your cancer will return. And it's a proven mood-booster, too.

Breast Cancer Research
Doctors continue to search for treatments that work better and are easier to undergo. Funding for this research comes from many sources, including advocacy groups throughout the country. Many of the 2.5 million breast cancer survivors and their families choose to participate in walk-a-thons and other fundraising events. This links each individual fight against cancer into a common effort for progress.

DEVELOP YOUR FINANCIAL IQ



TABLE OF CONTENTS

Chapter #1: Foundation In Financial IQ                                       6

Definition of Insanity                                                                      6

What is Money?                                                                               7

Awareness Before Change                                                             8

Time And Money                                                                           9



Chapter #2: Ways To Achieve Wealth                                         11


2 Wealth Building Models                                                             11

3 Ways of Making Money                                                              13



Chapter #3: The Most Important Rule In Investing                     15


What Does Investing Mean To People?                                        15

Invest in Yourself                                                                            15

The importance of Financial Education                                        17



Chapter #4: How To Get Out Of A Financial Mess                     19


Defensive Strategies                                                                        19

Offensive Strategies                                                                        20


Chapter #1:

Foundation in Financial IQ

Definition Of Insanity

Naturally, most if not all of us want and crave for something better. It is all part of us if we want a bigger car, a better house, buying good things for the family. We keep hoping for more but, in order to get what you don’t have, you have got to do something you have never done before.


That simply means:

Doing the same thing over and over again YET expecting different results!

As an employee, you can’t stay at the same job forever and hope that a miracle will happen and your boss will suddenly give you a raise. You will be lucky that there is no downsizing in your company. Switching to another company will only provide a short term solution to a long term problem.

Sure, you can take up a second or even third job, but do you have enough hours and stamina in a day to sustain it?


The bottom-line: Trading time for money isn’t wise financial sense in the long term. You keep on increasing the hours just to win the rat race, but in the end of the day, you are still a rat on the mill!


Increasing your wages only puts you in a higher tax bracket. Your salaries increase but so does your expenses on your house and car. How will you invest in yourself when all the time you spend working for a company, working for the government paying taxes and working for the bank paying off your house and car? What if you fall sick and can’t work tomorrow? Will the government take care of your family?


I highly doubt so.


So isn’t it time you take your finances a tad more seriously?


What Is Money?
You see, there are many ideas of what people think money is.
Some say it is a form of measurement.
Yes, but a measurement of what? Wealth? In the olden days, people measured wealth by how many cows, sheep and horses they had. But do people measure wealth today by your cows and horses? How about slaves? Was there a time where manpower is considered a hot commodity? Are slaves worth anything today? Are your dollar bills sitting in the bank going to protect you if a recession strikes the country? No, wealth can not be measured by the dollar bill.


Some say it is a form of power…..…… TO GET THE FULL E-BOOK, YOU NEED TO PAY N1,500 TO:

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THE SUCCESSFUL MINDSET

Introduction: Success

Success: Different people measure it in a whole range of different ways. To some, success might mean opening their own business or getting a promotion at work, whilst to others it could be passing an exam with a high mark, finally buying their first home or car, or even managing to hit their savings goal.
In every walk of life, there is success to be had – whether it be at work or school, at home, within your relationships and friendships or even with your finances.
Successful people all have one thing in common – they’ve trained their mind to be programmed to achieve.
At the core of reaching your goals and getting what you want is your mind-set, playing a hugely influential part in how you approach working towards your goals and the way in which you pick yourself back up from failure.
Being successful is down to a lot more than pure luck alone; in order to achieve success in almost everything, it’s vital to have the right mind-set, strategy and approach. If you’re not achieving your goals as often as you would like to, your mind-set could be in need of a re-vamp. In this book, you’ll learn how to:
• Tune into your mind to blank out negative thoughts and increase positivity
• Set achievable goals and work up towards attaining success
• Deal with setbacks and failures in a positive manner
• Think like a successful person
• Imitate the actions and habits of successful people
• Re-motivate yourself when you lose your ‘mojo’
• Practice perseverance
• Learn from your mistakes, no matter how catastrophic they are
• Anticipate and prepare for negative people, situations and thoughts
• Change your lifestyle and make decisions which attract success
• Overcome feelings of giving up.
Changing your mind to think positively towards achieving success is not as hard as it may seem. Even if you believe that you think positively most of the time, it’s your thought patterns when the going gets tough which can have a negative impact on the results which you experience.
No matter what you want to be successful with in life, training your mind to work in a way which encourages and promotes success in any situation can significantly help to improve your life experience.
Contrary to popular belief, success is not always down to privilege or sheer luck.
Although being in a privileged situation or simply having a streak of good luck can certainly help, many successful people who have definitely not come from privilege and have average luck have proven that anybody can experience amazing success so long as they put their mind to it.
So, how do you put your mind to it and become successful? Read on to discover the mind-set secrets of the very successful and learn exactly what should be going on in your head to attain the goals that you have always dreamed of.
Whether you’re hoping to get that coveted promotion at work, achieve an educational goal, hit a savings goal or even buy your first home, these mind-set strategies can be implemented in almost any situation and in working towards almost any type of goal.
As mentioned above, measures of success vary from person to person – so whatever it is that you wish to succeed in, the secret is having the right mind-set.

Chapter One: Tune Into Your Mind
You may not realize it, but your subconscious mind could be the very thing that is holding you back from being as successful as you dream of.
As humans, there is a lot that goes on in our heads that we don’t even realize, subconsciously deciding what we do and don’t do without giving the action or choice much thought.
The problem with this is that after years of ‘programming’, our own minds can become our number one enemy when trying to achieve a goal.
You may not even realize it, but your subconscious mind actually controls a great deal of your behavior. Whilst only around 10% of your brain actually interacts with the outside world, a huge 90% of your mind is comprised by the subconscious, so it’s no wonder that it controls so much of what you do.
On duty 24/7, the subconscious can’t tell the real from the imagined – which is just one of the reasons why it can be so influential on how suc-cessful you are in life.
Your conscious mind (the part that you are aware of) is responsible for identifying various information through the use of the five senses – sight, smell, taste, touch and hearing – and making decisions based on what is relevant in your life. Subsequently, the decisions that you make with your conscious mind affect your subconscious. 9
Programming Your Mind
Throughout your life, you are constantly programming your subconscious mind - even without realizing it - as a result of the decisions that you make.
Thoughts, habits and beliefs are all ‘programmed’ into the subconscious – if you’ve ever found yourself doing something simply ‘on auto-pilot’, you have your subconscious to thank for that.
The first step to achieving success in life is to train your subconscious to think successfully…… TO GET THE FULL E-BOOK, YOU NEED TO PAY N1,000 TO:
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RUNNING FOR WEIGHT LOSS


Contents
Introduction                                                                                              3
Why Should I Run?                                                                                  4
Weight loss                                                                                               4
Running improves your health and prevents disease                          4
Running is not expensive                                                                        4
No other cardio exercise burns as many calories as running              5
Running is good for your mental health                                                          5
Running also strengthens your knees and other associated joints       5
Running keeps you mentally sharp                                                        5       
Running will boost your self-confidence                                                          5
The Most Important Thing You Must Do!                                              6
Setting Goals                                                                                            7
Keeping a Journal                                                                                    7
Setting Realistic Goals                                                                             8
Should I Count My Calories?                                                                           10
What You Need To Know Before Getting Started                                 12
Good running shoes                                                                                 12
Comfortable Running Attire                                                                            13
Stopwatch                                                                                                  13
Water Bottle                                                                                              13
Besides getting equipment, there are 2 essential things
you must always do.                                                                                14
Running Techniques & Tips                                                                    19
Should you run on an empty stomach?                                        19
Go barefoot or wear shoes?                                                            19
Treadmills or Tracks?                                                                     20
How Do I Calculate MHR or Maximum Heart Rate?                           20
How should I breathe while running?                                          20
How do I lose weight by running?                                                         21
Dealing With Injuries                                                                     23
Finding Motivation                                                                         24
So how do you stay motivated?                                                    24

Introduction
There is absolutely no doubt that running is one of the best forms of exercise on this planet.
Human beings just like most animals have the capability to run. We were made to do so. Our forefathers ran to hunt for food. They ran to escape predators. Running was a necessity for survival.
As time passed and technology got more advanced, we had less need to run. Yet, we do it without even realising it.
Have you ever run after your toddler when he or she was running towards the street?
Maybe you needed to catch the bus and you saw it at the bus stop while you were a distance away. What did you do? Run for it, of course.
Late for work and you need to clock in? Start running.
You run because you have evolved to.
That basically means that your body is designed to run and burn calories faster than most of the other forms of exercise out there.
Swimming, cycling, rowing, skipping, resistance training, etc. are all excellent ways of burning your fat off. Yet, none burn as many calories as a fast run.
Running is a weight loss solution, bar none.
This book will tell you everything you need to know to run fast and effectively burn off the stubborn fat on your body. Follow the advice and tips closely.
There is hardly any fluff in this guide. Everything is explained in an easy to understand manner and you’re only given the important information that you need to know. This book will give you a running start to achieve your weight loss goals.
Fat loss is a pretty simple concept. Putting it into practice is difficult. This book will help you with that. The advice and tips within work wonders, if you work them.
You ready? Good… Ready… Steady… Go!

Why Should I Run?
Running has so many benefits that we could actually write another book about it. However, the points listed below are some of the most common benefits that you will gain by running.
Do take note that you should always consult your doctor before you embark on any exercise program. Running can be strenuous and if you’re not used to it and try to progress too fast by cutting corners, you may injure yourself.
Pace yourself and progress a little daily. There is no rush. Rome wasn’t built in a day.
So, let’s take a look at what you stand to gain by running.

Weight loss
Definitely the most important point since you picked up this book. Running is a fantastic way of burning calories, raising your metabolism and shedding those stubborn fat stores.
Running creates an “after burn” effect. That means you will continue burning calories for hours after your workout ends. It is known as EPOC, which stands for excess post oxygen consumption. All that matters is that this makes you lose weight much faster than other forms of exercise such as brisk walking or even swimming.

Running improves your health and prevents disease
Running is an excellent exercise for those who are in the beginning stages of diseases such as diabetes, osteoporosis and high blood pressure. Your overall health will improve over time when you run.
Your good cholesterol levels will go up and your immune system will get a boost. Studies have also shown that running reduces the risk of stroke and certain types of cancer.

Running is not expensive
Your wallet or purse is not going to take a punch if you decide to take up running. Just get a pair of good sports shoes and wear whatever you are comfortable in. That’s it. You’ll save money and still lose weight.
Unlike cycling which requires you to buy a bicycle and maintain it or weight training that requires a gym membership, running is relatively inexpensive. …… TO GET THE FULL E-BOOK, YOU NEED TO PAY N1,000 TO:
ACCOUNT NAME: OJEWOLE OLUWASEUN STEPHEN

ACCOUNT NUMBER: 0122953452

BANK: GTB

AFTER THE PAYMENT,SEND THE TELLER NUMBER, TOPIC, YOUR EMAIL ADDRESS AND YOUR FULL NAME TO 08060336028.
FOR INTERNATIONAL CUSTOMERS, MAKE PAYMENT OF $5 THROGH MONEYGRAM AFTER PAYMENT SEND THE INFORMATION COLLECTED FROM BANK AND TOPIC TO +2348060336028 OR THIS EMAIL ADDRESS seunoluwa@yahoo.com